United Bank for Africa, UBA, on Thursday , October 15, reported its financial results for the nine months September 30, 2015, showing a rise of 44 per cent in profit after tax to N48.6 billion.
UBA posted a net operating income (NOI) N167.4 billion, while cost to income ratio remained within management’s guidance of 65 per cent, compared to 68.7 per cent in the corresponding period of 2014.
The financial institution closed the third quarter with total assets of N2.87 trillion, loan book of N1.01 trillion and a deposit base of N2.18 trillion.
UBA maintained a non-performing loan ratio of 2.1 per cent and 0.6 per cent cost of risk.
The Group Managing Director/CEO of UBA, Mr. Phillips Oduoza attributed the impressive performance to enhanced balance sheet efficiency and improving extraction of value from the Bank’s channels.
“We have also maintained our discipline on how, where and with whom we do business and I am happy with the results, as reflected in our earnings and asset quality. We have continued to sustain our financial performance in 2015, leveraging our unique pan-African platform and the strength of our committed work force in gaining competitive edge in the market place,” he said.
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